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BLUE RIBBON ACCOUNT
A Special Program for Retirees

Retired DCFCU members who have Direct Deposit of their Pension or Social Security checks are eligible for DCFCU´s Blue Ribbon Account:

  • Free Checking Account (no monthly service charge)
  • Free Checks 
  • Free Copy Machine Service
  • No Monthly Maintenance Charge on ATM Card
  • Free Money Orders (up to 6 per month without charge)
  • Free Notary Service
  • Free Withdrawal by Check
  • Free Master Money Debit Card
  • Free Signature Guarantee Service

DIRECT DEPOSIT ACCOUNT

If you have direct deposit of your payroll check coming to DCFCU you will receive the following benefits:

  • Free Checks
  • Free Master Money/ATM Card
  • Free Monthly Statements
  • Funds are available immediately on payday for check writing or ATM withdrawl

Contact your payroll department to sign up for Direct Deposit of your paycheck.  You will need to supply them with your DCFCU ACH account number and our routing number 272479715.

For more information call the Credit Union office at (313) 386-2200 or email us via our website at www.downrivercommfcu.com.

NOTARY SERVICE
We have several Notary´s on staff to provide no fee Notary service to our members with proper identification.

SIGNATURE GUARANTEE
We provide no fee Signature Guarantee service through the Securities Transfer Agents Medallion Program, Inc. (STAMP).

SAVINGS BONDS
We sell and redeem all issues of U.S. Savings Bonds.


VISA TRAVELMONEY CARDS (available starting May 4, 2009)
Prepaid currency cards are the new, exciting safe way to carry and access funds while traveling.  More and more travelers are turning their backs on carrying travelers checks and large amounts of foreign currency and relying heavily on the added security of plastic.  Prepaid currency cards are designed specifically for travelers.  They are ideal for budgeting and come with built-in security features. 

Benefits of Visa TravelMoney Card:

  • Convenience
    Purchase and load on the spot
    Access to local currency through millions of ATMs and accepted by merchants around the globe
    Reloadable at branch or by phone
  • Security
    Pin and Signature protected
    No link to Credit Union account details for additional security
    Free card replacement if lost or stolen
  • Peace of Mind
    Visa Zero Liability Protection
    Visa Purchase Protection
    Visa Lost Luggage Protection
    Travelex Global Emergency Assistance
 
MONEY ORDERS
We sell Travelers Express Money Orders in any denomination up to $999.99 for $1.00 each.

NO SURCHARGE ATMs
DCFCU´s ATMs are no surcharge ATMs for Downriver Community Federal Credit Union´s SC24 cardholders. All nonSC24 card users will be charged $2.25 for withdrawal transactions.

WIRE TRANSFERS
We offer Wire Transfer services to our members between the hours of 9:00 am and 4:30 pm Monday thru Friday. Wire amounts greater than $20,000 cut off at 1:30 pm. The charge for a wire transfer is $20.00 for domestic wires and $30.00 for foreign wires.  A signed wire transfer agreement must be on file with us before wiring funds.
 
Call the Credit Union for Wiring Instructions. (313) 386-2200

AMUSEMENT PARK TICKETS
Credit Union sells discount tickets to the following:

  • Please call DCFCU for discount ticket prices. (313) 386-2200


    • Downriver Community Federal Credit Union
    4320 W. Jefferson
    P.O. Box 29869
    Ecorse, Michigan 48229
    313.386.2200
    Fax: 313.386.9320
    loans@downrivercommfcu.com