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Purchase or Refinance your Dream Home with DCFCU. Home Ownership has many benefits, but the road to buying a home or refinancing your existing mortgage is sometimes complicated and overwhelming. Visit us first, for our Free Pre-Approval Service. DCFCU offers a variety of options and we believe in educating our members about their choices.
Deal with a Local, reliable lender, whom you trust. We will lock in your rate at NO ADDITIONAL CHARGE. We offer up to 95% financing, some conditions apply. Our Mortgage Officers will be happy to answer any questions and guide you through every step of the this complex, but rewarding process. *Application fee and Apraisal fee are payable at application. All other costs paid at closing
Flex 30 Loan RATES AS LOW AS 5.99% APR* as of 08/26/08. Your individual rate (apr) will be determined based on your credit score. *APR refers to Annual Percentage Rate Fixed Rate Mortgages (15year, 20 year and 30 year term)
Your monthly payment, the principal and interest, are fixed for the life of the loan. This is a great option for buyers who want to know exactly what their monthly payment will be. Your interest rate (apr) will never change. 15 year fixed: RATES AS LOW AS 5.50% APR* as of 08/26/08. Your individual rate (apr) will be determined based on your credit score. 20 year fixed: RATES AS LOW AS 5.65% APR* as of 08/26/08. Your individual rate (apr) will be determined based on your credit score.
30 year fixed: RATES AS LOW AS 5.90% APR* as of 08/26/08. Your individual rate (apr) will be determined based on your credit score.
*APR refers to Annual Percentage Rate AN ADJUSTABLE RATE MORTGAGE MAY BE THE RIGHT MOVE FOR YOU
Remember, your final housing costs are affected by more than just your interest rate. Other financial institutions add so many fees, your mortgage ends up costing you hundreds or even thousands of extra dollars! Here at DCFCU, we keep our fees to a minimum. We offer competitive rates and a wide variety of terms. And we take the time to explain all your options and make sure you’ve got the right mortgage plan for your situation. Apply online or if you prefer, simply call 313-386-2200 for personal assistance. See if an Adjustable Rate Mortgage is the right choice for you! *APR refers to Annual Percentage Rate. ARM refers to Adjustable Rate Mortgage. 1, 3 & 7-year ARMs are available for 30 year term, with an initial fixed rate for 1, 3 or 7-years and subject to change yearly thereafter. Your individual rate is based on your credit score and may be higher than the quoted rate. Complete rate information is available at the Credit Union. HOME EQUITY 
A Credit Union Home Equity Loan: Your key to New Borrowing Power ! Let your home work for you. Members can use the equity they have in their home for borrowing funds for home improvements, college tuition, consolidate bills, finance your next new or used vehicle or any other good purpose.
RATES AS LOW AS 5.00% APR as of 08/26/08. Your individual rate (apr) will be determined based on your credit score. The maximum APR will be 15% and minimum will be 5%. The APR will be adjusted annually in July of each year. Decreases & Increases in the APR will be limited to 200 basis points (2% APR). The minimum loan shall be no less than $5000.00 and the maximum loan shall not exceed $100,000. The maximum amount loaned shall not exceed 75% of the appraised value of the real property less existing mortgage balance or other encumbrances or leins. DCFCU Home Equity Loan Features & Benefits: Competitive Rates, No hidden costs or yearly fees, 10year open line of credit, experienced staff to assist you, track progress of your loan from application to closing on the internet 24 hours day or night. Repayment of Home Equity lines of Credit will be $14.00 per month for each $1,000.00, minimum payment of $50.00. Minimum advance amount $1,000.00. All costs incurred are paid by the applicant. The cost of the appraisal is payable when the application for loan is submitted. All other fees and costs may be paid at closing. Contact our Mortgage Department for more information. MOBILE HOME LOANS Looking for a manufactured (mobile) home? We have a deal for you!
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